Pay-out Phase for The Universal Pension Funds in Bulgaria – New Risks and Opportunities for the Insured Individuals. UNWE Yearbook, [S. l.], v. 1, p. 89–101, 2021. Disponível em: https://ojs.e-dnrs.org/ybunwe/article/view/1434. Acesso em: 6 dec. 2025.